($) Magic ($)

Everybody wants to win the lottery. But not everyone buys a ticket.

The same principle applies here.

Everybody wants to build a nest egg, to scrape together enough money to live his or her dreams. But very few people are willing to put in the effort and make the sacrifices required to make it happen.

The hardest part is often just starting the journey. Accepting that you need to change and committing to it.

You have a very slim chance of winning the lottery. Don’t let that stop you buying a ticket. Stranger things have happened. But you have a much better chance of building wealth slowly, over 20 or 30 years, if you have the right mindset.

If you want it bad enough.

Let me make this crystal clear before you carry on.

THERE IS NO MAGIC FORMULA THAT CAN INSTANTLY FIX YOUR FINANCES.

If that’s what you were looking for – please refer to Chapter 1.

Instead, this book will remind you of the unpopular old fashioned notion that if you stay focused, work hard and save your money, it might just pay off at the end of the day.

If you would rather be a rock star or an actor, I wish you the best of luck. The world can never have too much music.

Don’t try to make money writing books. Trust me. Rather go with the rock star thing.

And be sure to buy that lottery ticket on the way to your first gig. Just in case.

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No obligation, no pressure – ever.

This is no get-rich-quick scheme. It won’t be easy. That’s why it’s called Hard Money.

Work while they sleep. Learn while they party. Save while they spend. Then live like they dream.