Who cleans your house? Who washes your clothes? Mows your lawn? Washes your car? Cleans your pool?
Don’t hire home help just because the neighbours do. If you’re really working so hard making money that you don’t have the time to clean up after yourself – like, really – then carry on paying for help. As long as you keep in mind that the harder you work – in the office or at home – the more money you will save.
Run the same calculation as before. How much does it cost to have someone pick up your dirty socks 3 times a week? Over 20 years? Then double that amount.
Stop being a slob. Wash your own dishes.
If you have kids, teach them responsibility. Make it their problem. They won’t break. Honest.
You don’t need the latest iPhone as soon as it’s released. I guarantee you. No matter who you are.
Clothing accounts? How many shoes do you need? Don’t wear your clothes till they fall apart, but you don’t need to shop for clothes every month. Close those accounts. Pay cash when you do need to shop.
Same goes for your other store accounts. Pay off the debt – even the interest free accounts – and go forward paying cash. Take back control of your finances. You’ll now know how much you have and how much you can spend.
Use those store loyalty points monthly. Don’t wait till they build up to a huge number. It won’t make you any wealthier, and they could expire.
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Stop living from salary to salary. Achieve Financial Independence. Retire Early. Join the FIRE movement igniting the world.
Follow these weekly posts for solid advice on how to escape the rat race, covering material contained in Hard Money.
This is no get-rich-quick scheme. It won’t be easy. That’s why it’s called Hard Money.
Work while they sleep. Learn while they party. Save while they spend. Then live like they dream.
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