Reward yourself when you reach your milestones. Spend a little bit of that hard-earned cash. This should motivate you to carry on in the same direction. Bearing in mind that the more debt you settle, the more money you will have available to save. You will start earning more interest and paying less, and this effect will snowball over time.
Now push your savings till you have enough cash to pay 2 months in advance. Then 3 months. Then 6. Then 12.
This will double as an emergency fund when gremlins appear.
Your goals might seem small at first. Pointless. Your ultimate goals, unreachable. But you have to start somewhere. Baby steps.
Those hundreds you save over the first few months will turn into thousands soon enough. Then tens of thousands. Hundreds of thousands. Keep it up long enough and you may run into millions.
These are your first huge strides on the road to building wealth and becoming financially independent.
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The Smashwords year-end sale is still on. Get my ebooks (& Shorty’s, & JP’s) for half price, or free, in some cases.
www.smashwords.com/profile/view/BurningRoses (mine)
www.smashwords.com/books/view/1272084 (Shorty & JP)
In fact, all my ebooks are half-price everywhere, until the end of the year. Except Amazon, as usual.
Enjoy.
https://books2read.com/ap/nmGNXx/John-West
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Stop living from salary to salary. Achieve Financial Independence. Retire Early. Join the FIRE movement igniting the world.
Follow these weekly posts for solid advice on how to escape the rat race, covering material contained in Hard Money.
This is no get-rich-quick scheme. It won’t be easy. That’s why it’s called Hard Money.
Work while they sleep. Learn while they party. Save while they spend. Then live like they dream.
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Anyone in Johannesburg who would like a signed copy (of any of my books, or Shorty’s Poems) can have one delivered to their door by Big Bad Wolf Motorcycle Maniac Deliveries. No charge for delivery.
Or have them delivered anywhere in South Africa via Bakgat Books. https://bakgatbooks.co.za/all-stores/burning-books/
Also available in Edenvale from Inner Journeys bookstore.
www.facebook.com/InnerJourneysdnr
Or from Profound Books in Bramley.
www.facebook.com/Profoundbooks
And they’ll always be available on Amazon.
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