A proper financial plan, taking into account your unique circumstances and personal goals, is beyond the scope of this humble book. This was about saving, not investing. But investing is your next step.
Now you need to buy another book. From your local charity shop. (Sorry, old habits die hard)
Or you can find yourself a registered financial advisor. They can add value. They also charge fees. And they don’t always get it right. Choose your advisor carefully, if you decide to go that route. Then listen carefully to what they have to say. If you’re paying for their advice, use it.
When is it enough?
For some people, never. It can become addictive.
But in black and white mathematics, when you have enough capital to generate sufficient cash to cover your monthly expenses, then you should be in a position to sit back and enjoy the fruits of your labors.
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Stop living from salary to salary. Achieve Financial Independence. Retire Early. Join the FIRE movement igniting the world.
Follow these weekly posts for solid advice on how to escape the rat race, covering material contained in Hard Money.
This is no get-rich-quick scheme. It won’t be easy. That’s why it’s called Hard Money.
Work while they sleep. Learn while they party. Save while they spend. Then live like they dream.
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Anyone in Johannesburg who would like a signed copy (of any of my books, or Shorty’s Poems) can have one delivered to their door by Big Bad Wolf Motorcycle Maniac Deliveries. No charge for delivery.
Or have them delivered anywhere in South Africa via Bakgat Books. https://bakgatbooks.co.za/all-stores/burning-books/
Also available in Edenvale from Inner Journeys bookstore.
www.facebook.com/InnerJourneysdnr
Or from Profound Books in Bramley.
www.facebook.com/Profoundbooks
And they’ll always be available on Amazon.
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